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By Melissa D'Alelio and Michael Collier

Much like the virus itself, legal theories regarding COVID-19 continue to mutate. While property insurers still face the brunt of virus-based lawsuits in the form of business-interruption coverage disputes, the landscape may be shifting with an increase in litigation around so-called take-home COVID-19. This time, insureds and their commercial general liability insurers are in the crosshairs.

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