63-year-old farm wife was severely injured when an approaching car crossed the center line on a rural two-lane road and struck the vehicle she and her husband were driving in. The collision left the woman injured with fractures to her right shoulder and arm, pelvis, right hip, right leg, and right foot. After developing an infection in her left hand, the woman's left arm had to be amputated below the elbow. The defendants denied liability and disputed damages, but in 2011 Phil secured a $3.8 million settlement to cover the woman's mounting medical expenses, projected future expenses, and to cover the creation of a life-care plan to help her adapt to the injuries she sustained.